THE INFLUENCE OF LIFESTYLE, SELF-CONTROL AND FAMILY SOCIO-ECONOMICS ON THE PERSONAL FINANCIAL MANAGEMENT BEHAVIOR OF PT EMPLOYEES. INDONESIA TSHINGSANG STAINLESS STEEL (ITSS)

Abstrak

This study aims to determine the effect of lifestyle, self-control and family socioeconomics on the personal financial management behavior of employees of PT Indonesia Tshingsang Stainless Steel (Case study of the ferro nickel department of the furnace division of PT ITSS B). This was quantitative research. The sampling technique was incidental sampling with 67 employees of PT. ITSS ferro nickel department furnace division. The analysis technique used is multiple linear regression analysis. Data analysis includes classical assumption test, multiple regression analysis and instrument test. The results showed that simultaneously lifestyle, self-control and family socioeconomics have a significant effect on the personal financial management behavior of PT ITSS employees. Partially, lifestyle has a significant effect on the personal financial management behavior of PT. ITSS employees, self-control has a significant effect on the personal financial management behavior of PT. ITSS employees and family socio-economics have no significant effect on the personal financial management behavior of PT. ITSS employee. Key Word: Lifestyle, Self-Control, Family Socioeconomic, Personal Financial Management